Out-of-Pocket Mesothelioma Costs
Malignant mesothelioma is a rare and aggressive cancer found in the tissues that line a patient’s internal organs. While mesothelioma treatments are available, the cancer itself is ultimately fatal. Sadly, the FDA hasn’t approved a new treatment method for mesothelioma in at least 14 years.
The symptoms of mesothelioma can take up to 50 years to appear. Once a patient has been diagnosed, they typically have about 60 months to live. Treatments can extend a patient’s life expectancy, but they are notoriously expensive, even with the help of medical insurance.
Mesothelioma treatments include:
- Radiation therapy
- Extrapleural pneumonectomy (EPP)
- Pleurectomy/decortication (P/D)
While EPP and P/D are high effective surgical procedures that can extend a patient’s life, most people aren’t physically strong enough to survive the surgeries and the associated medical complications.
Paying for Treatment
In “Be Prepared for Out-of-Pocket Costs of Mesothelioma,” an article on the asbestos.com website, the author, Daniel King, states that nearly 1 in 5 elderly cancer patients struggle to financially afford their out-of-pocket treatment costs. It doesn’t help that the cost of health care continues to rise each year.
According to a 2017 Milliman Research Report, lung cancer (such as pleural mesothelioma) patients in 2011 paid between $3,000-$5,000 for their first month of treatments. Fortunately, health insurance providers covered most of the treatment costs, which could have averaged around $250,000 for three years’ worth of care. Of course, out-of-pocket costs vary depending on a patient’s individual circumstances, and the cost of health care has risen exponentially since 2011.
In the article, King notes that another concern is that symptoms of mesothelioma typically affect elderly citizens who don’t have employer-sponsored health insurance. They can only rely on Medicare, Medicaid, and the Department of Veterans Affairs (VA) for financial assistance.
Patients may pay additional out-of-pocket costs for the following expenses:
- Working with medical specialists outside their health insurance network
- Transportation to out-of-state treatment centers
- Professional care services
The Importance of Compensation
Asbestos exposure is the leading cause of mesothelioma. This dangerous material was commonly used by construction and industrial companies until its toxicity became public knowledge. Since that time, most asbestos companies have filed for bankruptcy and are currently protected by the U.S. Bankruptcy Code. However, this doesn’t mean that you can’t file a lawsuit against a company’s personal injury trust.
You can file a claim based on:
- Primary asbestos exposure
- Secondary asbestos exposure
- Wrongful death asbestos exposure
- Class action asbestos exposure
While there is no cure for mesothelioma, patients and their families have the legal right to pursue compensation that facilitates their financial recovery and ensures their standard of living. The negligent companies that utilized asbestos should be held accountable for the pain and suffering they’ve caused their employees. While compensation can never account for the loss of a loved one, it can provide a family with closure, essential damages, and a sense of justice.
By filing a claim, you can recover the following damages:
- Medical expenses
- Rehabilitative services
- Professional care
- Funeral expenses
- Punitive damages
- Transportation fees
Pursue Justice & Compensation. Schedule a Consultation Today
Courts across the nation use the “discovery rule” when it comes to evaluating mesothelioma claims. This means that a patient has 1-2 years to file a lawsuit and pursue damages. If you have been diagnosed with mesothelioma due to asbestos exposure, it’s imperative that you contact an experienced legal representative as soon as possible. At Shrader & Associates L.L.P., our mesothelioma attorneys provide exceptional legal services and aggressive courtroom representation to clients nationwide. Our legal team can review your case, pinpoint the negligent parties, and do everything in our power to maximize your claim.
Contact Shrader & Associates L.L.P. at (877) 958-7920 to schedule a consultation.